a {text-decoration: none}
a:hover {text-decoration: underline}
div.panel{border: 1px #334455 solid;margin-left: 15%;margin-right: 15%;background-color: white;min-width: 652px; margin-top: 15px}
div.menu {text-align: center;background-color: #99ccff}
div.content {margin-top: 50px; margin-left: 15px; margin-right: 15px; margin-bottom: 50px}
div.footer {text-align: center;background-color: #CCCCCC;color: #006699; font-family: Verdana, Arial;font-size: 8pt;padding: 5px}
body {background-color: #FFFFD6}
hr {border: 2; color: #CCCCCC; background-color: #CCCCCC; width: 600;}
<!--
----------------------------------
	Color reference chart 
----------------------------------
HTML Code	| Perceived Color
----------------------------------
#334455		| dark grey
#99ccff		| light blue
#CCCCCC		| light grey	
#FFFFD6		| light beige
#006699		| light blue

-->